Click to Pay

Break down your check out process to one click only.

Make it simple, take back your customers and forget about the abandoned transactions.

Check out the easiness of the Click to Pay

The online shopper is always right!

e-commerce payments

61%
of e-commerce payments
are card based.

guest checkouts

19%
of e-commerce payments
are guest checkouts.

25%
abandonment rate due to long
and complicated checkout process.

30%
abandonment rate in case
of shop registration requirement.

Source: Mastercard, Worldpay, BCG

With the inevitable growth of the e-commerce, the demands of the online shoppers are becoming more and more stronger. When it comes to paying online with a card there is no doubt that they would like to have the same experience or very close to the “in store” one. So, NO registration, NO filling out long data forms, FAST and EASY.

And there is always a “but”. But, in the same time, they would like YOU to keep their card data SAFE.

One click solves it all!

Merchants

  • Click for simple check out
  • Click to increase the conversion
  • Click to prevent the frauds

Check out the Click to Pay video

Issuers

  • Click for security
  • Click for confidence and trust
  • Click for your business growth

Enrollment on Issuing side via wallet / e-banking

Have you heard of Click to Pay?

Here is how EMVCo defines it:

EMVco

“The EMV Secure Remote Commerce (SRC) Specifications enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability, convenience and trust.

Consumer-facing solutions and programs based on the EMV SRC Specifications can be described as Click to Pay. This universal description enables ease of recognition for consumers, and signals that a consumer can confidently transact through an easy e-checkout, regardless of the payment card, digital channel or device they use.

EMV® is a registered trademark in the U.S. and other countries and unregistered trademark elsewhere.
The EMV trademark is owned by EMVCo, LLC.

Why Click to Pay?

Merchants

  • Increase of successful shopping transactions (less abandonments)
  • Get rid of sensitive card and personal data entries
  • Simplified and faster checkout process (customer recognition based on device fingerprint independent of an existing merchant account)
  • Take the PCI DSS compliance off from the merchant

Issuers

  • Increased usage of the card for online payment
  • Lower risk of fraud
  • Control over the provisioning of the cardholder’s data to merchant environment

Maximize your users’ payment experience.
Get in touch with us!

Contact us

Click to Pay Card Push Provisioning

Solution for Issuers

Connects the issuer’s banking portal/app with the payment networks’ tokenization platforms for the purpose of provisioning a payment card in the format of a payment token to Click to Pay service.

Higher level of security of the cardholder’s data in the online payment is achieved with the network tokenization. Herewith, the Click to Pay Card Push Provisioning service has the role of integrator of the different schemes’ tokenization services like Mastercard´s token connect or Visa´s digital card enrollment Hub (VCEH). This is done via a unified integration interface, helping the issuers to simplify the complexity and reduce the workload.

The issuer enables Click to Pay to find the card art, card meta data and cardholder’s data and defines the authentication methods that should be used in different scenarios.

Enables the card enrollment via the Issuer’s banking app

Issuer Enrollment

This is a more convenient way for both the cardholder and the issuer because

  • There is no need for the cardholder to manually fill-in the enrollment form: the payment card information and shipment are pre-filled (taken from the banking app), and only need to be confirmed by the cardholder
  • The strong customer authentication required at the enrollment can be performed with less friction (within the banking app, for example with biometry (fingerprint or face recognition))
  • Even more convenience is provided with pre-enrollment for Click-to-Pay service when issuing new cards, where the customer only needs to give consent for the enrollment
  • Once the card is enrolled, the fast “one click” payment experience happens even at the first-time checkout with click to pay

What do you get with Netcetera’s Click to Pay solution?

  • Single and unified point of integration of the various payment networks´ token enrollment interfaces and systems
  • Integration by means of unified API
  • Responsive and multilingual UI support to enroll, use, add and manage cards and shipping information
  • Secure access to a trusted card and user data repository managed by payment networks and Payment Card Issuer
  • On premise as well as SaaS operational model available
  • Full compliance with PCI DSS operations at Netcetera data centers
  • Integration support for on premise installations

Do you need more information?

Please fill in the form and we will come back to you.

Click to Pay Server & Click to Pay SDK

Solution for Merchants & PSPs

The online shopper needs to enroll his/her payment card in the Scheme’s SRC system. The enrollment may happen at merchant’s side when the online shopper decides to checkout selecting the Click to Pay button.

Registered Customer

Recognized Customer

Enrollment During Shopping

In order to be able to provide the Click to Pay service to their online shoppers, merchants and PSPs need to implement in their online payment infrastructure a solution for Click to Pay. Netcetera’s Click to Pay solution consists of two components: Click to Pay Server and Click to Pay SDK.

What do you get with Netcetera’s Click to Pay solution?

  • Uniform User Checkout Experience across payment networks
  • Single and unified point of integration to the various payment networks´ SRC systems
  • Integration by means of API or Web SDK components and interfaces
  • Full Mobile and Web Browser compatibility
  • Easier payment options on mobile channels
  • Responsive and multilingual UI support to enroll, use, add and manage cards and shipping information
  • Secure access to a trusted card and user data repository managed by payment networks and Payment Card Issuer
  • Fast time to market
  • Compliance with the new regulations (e.g. PSD2, GDPR, …)
  • Avoid certification efforts
  • On premise as well as SaaS operational model available
  • Full compliance with PCI DSS operations at Netcetera data centers
  • Integration support for on premise installations

Do you need more information?

Please fill in the form and we will come back to you

More on Click to Pay

cover-webinar-retail-up

Webinar

Increase conversion rate by providing frictionless checkout experience

Check out the NORA and G+D webinar. Drilling down to debate the next frontier of frictionless checkout CX, our panellists from MYER, Visa, G+D and Netcetera candidly assess the present challenges and future vision of the online checkout – emerging tech and trends – and how to succeed in a frictionless user experience to boost conversion.

Watch now

ctp_article-1

News

Click to Pay: Simple, fast, and convenient checkout

More and more customers are shopping online. That’s why online retailers and payment providers are constantly working to improve the customer experience to increase their conversion and sales.

Read more

ctp_article-2

Webinar

Click to Pay: A new shopping experience with a simple, fast and convenient checkout

Watch our on-demand webinar and get answers to some key questions about what Click to Pay is and how it works.

Watch now